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Showing posts from March, 2026

EV Loan vs Traditional Loan: Which Is Best for Your Fleet?

Where commercial fleets are gearing more towards going green, the choice between an EV loan and a traditional loan becomes paramount. This decision would affect the financial health of the business and its long-term operational efficiency, as well as the alignment with the organisation’s environmental goals. Let us proceed with discussing in depth the differences between these two financing alternatives and find out which option is best suited for your commercial fleet. Know More About EV Loan vs Traditional Loan: Which Is Best for Your Fleet?

Increase Fleet Profits with Electric Vehicles on EMI

Indian fleet players live on margins. Each rupee that is saved on fuel, on maintenance, or on EMI pay-out directly bottom-lines. And then, in the year 2025, the battle's not about who owns more vehicles; it's about who operates smarter vehicles. This is why increasing numbers of operators are making the switch to electric vehicles on EMI for their fleets. It is a no-brainer formula: rather than pay hefty initial lump-sum money on brand-new assets, pay the amount in EMIs while enjoying the economies of EVs. But the question is: will this really help lift profits, or is this merely hype around mobility finance? Let's dive into the nitty-gritty details, no hype. Know More About Increase Fleet Profits with Electric Vehicles on EMI

What Is Written Off in CIBIL? Meaning, Impact & How to Clear It in 2025

  If your credit report shows a loan or credit card written off, it can be a worrying sign. But it's also something that can be resolved with the right steps. In this guide, we’ll explain what is written off in CIBIL, how it affects your loan eligibility, and how to clear written off in CIBIL effectively in 2025. What is written off in CIBIL? CIBIL uses the term "written off" to mean that your lender has already written off your loan or credit card as a loss due to the non-payment for a long duration of time, generally after 180 days (6 months) of default EMIs. This is also referred to as a charge-off or written-off status. But this does not repay the debt either. You remain indebted to the lender. The only difference is that the lender has reclassified the loan from their current assets and reported the default to credit reporting agencies such as CIBIL. Know More About What Is Written Off in CIBIL? Meaning, Impact & How to Clear It in 2025

The Smart Business Case for Commercial EVs with Revfin

A cross the globe, electric mobility is gaining traction as businesses increasingly adopt Electric Vehicles (EVs). This shift is driven by government policies, environmental commitments, and the improving economics of EVs. With battery prices expected to decrease over time, the upfront cost of EVs is set to become even more competitive. However, a major challenge remains, access to financing. India, one of the top five automobile markets globally, has committed to EV adoption through a series of policy measures, including CAFÉ norms, purchase subsidies under FAME-2, lower GST rates, and incentives for local manufacturing. Despite these efforts, the absence of a robust EV financing ecosystem continues to be a roadblock. With an estimated INR 45,000–55,000 crore required for commercial EV financing by 2026, addressing financing challenges is critical to accelerating India’s green transformation. This is where Commercial Electric Vehicle Financing plays a crucial role, offering structured...

Fleet Financing for Small Businesses Made Simple with Revfin

  Running a small business and need a fleet of vehicles to keep things moving? We get it, finding the right financing can be a headache. The good news? Fleet financing for small businesses can make things a whole lot easier by helping you get the vehicles you need without draining your cash reserves. But with so many fleet financing companies out there, it can be tough to figure out where to start. That’s where Revfin comes in. Why Fleet Financing Matters Fleet financing for small businesses is a game-changer. Instead of shelling out a massive amount upfront, you get structured repayment terms that keep your cash flow healthy. Whether you need commercial vans, electric three-wheelers, or trucks, a good financing plan from top fleet financing providers helps you scale without financial stress. Know More About Fleet Financing for Small Businesses Made Simple with Revfin