Revfin

In the logistics and mobility industry, fleet efficiency is not so much a matter of having more trucks, it's a matter of operating them more efficiently. Route optimization, delivery efficiency, and fleet uptime are what drive profitability these days. But here's what most fleet owners don't know: how you finance your fleet determines how efficiently you can operate it. At Revfin, we think custom fleet financing fleet financing is more than just easier ownership, it's a force for more intelligent operations. Let's explain how funding that is designed to meet the needs of your fleet can increase delivery performance, route optimization, and your bottom line directly. Know More About How Custom Fleet Financing Enhances Route Optimization and Delivery Efficiency ?

India's electric vehicle (EV) revolution is unquestionably in full swing. With the industry set to expand from $2.4 billion in 2025 to $19.9 billion in 2030, the excitement is unavoidable. But hiding behind this boom is a quiet obstacle, a fractured EV finance system that's preventing thousands of potential EV buyers from making the transition. The actual snag isn't demanded. Its availability, and lack of access to the best EV financing options. The EV Financing Issue Nobody Is Discussing While OEMs are manufacturing improved vehicles and policies are promoting adoption, one important link is still lagging behind: EV finance. Here's where things are heading in the wrong direction: Know More About Why It's Time to Fix India's Failing EV Financing System ?

If you've ever stepped into a dealer's shop eager to purchase your first e-rickshaw, only to be informed that your e-rickshaw loan has been rejected, you're not alone. Day after day, hundreds of potential drivers and small business owners with a dream of e-rickshaw ownership go through the same disillusionment. Why? Conventional lenders continue to use archaic regulations that fail to account for today's consumers, particularly those who are credit newcomers. We don't see it that way at Revfin. Let us explain why your e-rickshaw loan may be getting rejected by your e-rickshaw finance company , and how you can change that outcome. Know More About E-Rickshaw Loan Rejected? Here's Why, and What You Can Do About It

Between a loan being written off and settled, are you confused? Borrowers look at these terms on their CIBIL report and get scared. Rightly so, both can impact your creditworthiness. But they're different, and the difference matters if you're planning to improve your credit score or access new loans in the future. In this article, we tell you what "loan written off" and "loan settled" are, how they affect your CIBIL score, and how you can improve a bad credit report. What Is Loan Written Off Meaning in CIBIL? "Written off" in CIBIL means the lender has written off your loan or credit card account as a loss in their books since you have not paid the dues in 180+ days. This does not mean that the debt is waived, only that the lender no longer thinks they will get the money back in the near future. Know More About Loan Written Off vs. Settled: What It Means for Your CIBIL Score in 2025 

Electric mobility is no longer an emerging trend; it is a mainstream financial decision. In 2026, buyers across India are actively comparing lenders, interest rates, and repayment models to identify the best EV financing options that align with their income patterns and usage needs. Whether you are purchasing electric vehicles on finance for personal use, commercial operations, or fleet expansion, understanding how EV loans work and how they differ from traditional auto loans is critical to making a smart, future-proof decision. This guide breaks down EV financing in 2026 , compares interest rates and loan terms, and helps you choose the right option with confidence. Why EV Financing Matters More in 2026 The upfront cost of electric vehicles remains higher than that of internal combustion engine vehicles, even as battery prices fall. Financing plays a decisive role in EV adoption by spreading costs while allowing buyers to benefit from lower running and maintenance expenses from day o...

  Commercial EV loans still have thick underwriting practices. There are very few lending opportunities for driver-entrepreneurs and small fleet owners in the world of commercial electric vehicle loans, especially those who either have little to no credit history. Those old-style credit scores, along with collateral and a long banking history, are what the lender relies upon. This clearly sits very oddly with the way in which most gig drivers and incoming operators actually operate – revenue predominantly being daily, digital, and usage-related rather than fixed salary. This gap is precisely what's fueling the rise of EV-focused capital providers. Rather than relying strictly on a borrower’s credit score, they are now judging earning potential, trip patterns, and the actual productivity of the EV being financed.Revfin is a good illustration of this EV-specific approach. Its underwriting doesn’t rely on traditional credit alone. Rather, it relies on utilisation behaviour, operationa...