Revfin

We’ll give you the short answer first - it’s both Yes and a No.  Not to get confused. India still lags behind with just 60% loans for Evs vs 75% for petrol vehicles. But this will soon change as the Indian EV sector is experiencing rapid growth. From last-mile delivery fleets to corporate logistics, every sector is transitioning to electric.  Yet, for many fleet operators, accessing an electric vehicle loan in India remains one of the biggest challenges. While manufacturers are ready and government incentives are growing, financing remains slow, conservative, and fragmented. For fleet owners managing two-, three-, or four-wheeler EVs, traditional lenders often say “no” before hearing the business case. The result? Stunted growth in one of the most promising clean-mobility sectors. Traditional Lenders Still Don’t Understand EV Economics The first hurdle is risk perception. Banks and NBFCs often struggle to evaluate EVs as assets sometimes. You can go around asking, but they all...

  All delivery companies understand the squeeze of peak season. Volumes spike, timelines constrict, and margins experience more stress than normal. It's when the difference between companies that have planned and ones that are last-minute scramblers is evident. If your fleet still runs on petrol bikes, there’s a high chance you’re losing money during the busiest time of the year. Rising fuel costs, frequent maintenance, etc, and unpredictable downtime don’t just eat into profits, they can lead to missed deliveries and dissatisfied customers. That’s why switching to electric 2-wheelers before peak season with a 2 wheeler electric vehicle loan isn’t just an upgrade, it’s a competitive advantage. The Peak Season Cost Trap You Can’t Ignore At peak season, everything doubles, your trips, your operating expenses, and your risks. With petrol bikes, that translates to: Fuel expenses increase exponentially - More trips translate to higher petrol bills, which become one of your biggest vari...

  How many times have you gone to the banks, just to return with a bag full of “NO” s? Your hopes of scaling your fleet as fast as your ambition, dusted in minutes. Why is it happening?   Commercial vehicle financing is a highly growing market. Then why are businesses hitting the same roadblock, especially those navigating semi-truck fleet financing or broader truck fleet financing requirements? It’s time to take a much deeper look into it. Here’s what’s holding back your next phase of fleet growth: Common Fleet Expansion Bottlenecks 1. Financing Delays Lengthy loan approvals, excessive paperwork, and manual processing are some of the biggest culprits behind stalled fleet upgrades. You are looking to grow your fleet as fast as possible to gain cash flow. The excessive paperwork means an extensive inspection of your eligibility criteria and thus creating more chances to get rejected.  For example, you have all the documents, but you are new to credit -  REJECTED! 2....